3.5% of households own half of the apartments for rent

Who owns accommodation in France? The majority of households (58%), according to INSEE, which published Thursday, November 25 its “Social portrait” of France, also pointing to the high concentration of home ownership.

According to the statistics institute, 24% of French people owned two-thirds (68%) of houses or apartments owned by individuals in 2017. And nearly half of the 28.4 million houses or apartments belonged to owners of three dwellings. or more.

As for rented dwellings, they belong even more to large owners: 3.5% of households own at least five apartments and alone own half of the rental stock.

“This concentration of rental housing ownership reflects a logic of asset accumulation, which is based in particular on the use of SCI”, notes INSEE.

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The share of dwellings owned by owners of five or more dwellings is increasing in the centers of large agglomerations, where apartments are the most expensive. In the districts of central Paris, 45% to 50% of housing is owned by these multi-owners, against 10 to 25% in the inner suburbs of the capital. The distribution is the same in Lyon, Marseille, Toulouse and Lille.

Men more often owners

These multi-owner households (at least two dwellings) are over 40 years old in nine out of ten cases and half of them are between 50 and 69 years old.

Finally, within heterosexual couples, men are more often homeowners than women, with 79% of the former having a property right over the dwelling (s) owned by households against 71% of women.

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In addition, this gap increases with the number of homes owned. For owners of 20 or more dwellings, 72% of men have a property right, compared to only 50% of women.

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