Here we go again ! Monabanq offers up to 120 euros for opening an account, ideal for changing banks and starting the summer with extra money in your bank account.
Monabanq is an online bank that is always on the right track when it comes to putting forward a welcome offer. This time, she offers up to 120 euros premium for opening a bank account for all new customers.
An account with Monabanq is…
- Zero income requirement
- From 2 euros/month (Pratiq offer)
- Complete and easy-to-access applications
At the moment, the welcome offer at Monabanq allows you to obtain a total bonus of 120 euros for opening an account with a bank card. This offer combines 80 euros offered regardless of the account and an additional 40 euros if you opt for a Visa Premier or Platinum card. Note that this offer is only available to new bank customers.
A serious online bank that can act as a main account
Monabanq is exclusively accessible via an online platform or a mobile application. This online bank benefits from the know-how of a traditional bank by being a subsidiary of the Crédit Mutuel Alliance Fédérale Group. As such, the bank offers all its customers a French IBAN, which is an advantage over its competitors and neobanks generally domiciled abroad. Another point that Monabanq regularly highlights is its 5th customer service award of the year, a guarantee of quality and trust.
A varied and inexpensive card account offer
At Monabanq, the offer is broad since it is made up of 4 levels corresponding to card levels: Pratiq and Pratiq + correspond to entry points between 2 and 3 euros per month and the Uniq and Uni+ offers are more complete between 6 and 9 euros per month. In both cases, you will be entitled to a classic VISA card, but it is possible to subscribe to a VISA Premier card and benefit from the advantages and insurance of the latter even with the lowest level. The big advantage is that all these offers are accessible without income conditions. No additional costs are expected either on withdrawals or payments – subject to at least one use per month of the VISA card – even abroad.
In addition to traditional insurance, Monabanq offers a full range of products for your projects ranging from loans to savings through investments. Let’s finish by highlighting the fact that Monabanq authorizes overdraft for all levels via cash facility (within 30 days maximum).
A very good app
Accessible on iOS and Android, the Monabanq application makes it easy to follow your budget and to make transfers and other operations intuitively in a few gestures. You can also access your accounts through the web platform. However, still no mobile payments via Google Pay or Apple Pay.
How to benefit from the Monabanq offer?
To be able to benefit from the current offer, you must fill in all the possible information on the registration form, fill in the banking information of your regular establishment and a first transfer of 150 euros to the new Monabanq account – once this one created. When you receive your card, during the first 8 months, you will need to carry out 10 banking operations each month. You will be credited with 10 euros per month if the conditions are met, for a total of 80 euros. The remaining 40 euros will be credited if you opt for an offer with a VISA Premier or Platinum card with a payment made no later than the 16th of the month following the acknowledgment of fulfillment of the conditions. Find the complete conditions at Monabanq.
To find out more, do not hesitate to read our full review of Monabanq.
In order to compare Monabanq with other market players, do not hesitate to consult our comparison of the best online banks.
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