No pension Quota 103 or anticipated-proiezionidiborsa.it
The maneuver was approved and will enter into force on 1 January 2023. All the measures contained therein have been amply illustrated in the past few days. But perhaps we still don’t understand the extent of the interventions from a social security point of view. And it is not clear how many workers will remain, in any case, without the possibility of retirement. Let’s try to understand what changes and who is excluded from the advance.
The big news of 2023 and without any doubt Quota 103. The new measure that will come into force on January 1st. And which will see the first retirees from the private sector starting from 1 April and those from the public sector from 1 July. But fit that it should be under the eye of the storm is also the women’s option, extensively modified by Maneuver. And that will leave many workers without a pension. No Quota 103 or early retirement for these workers.
Option Donna-proiezionidiborsa.it is also under the eye of the storm
The absurdity of the change of year
This year with 64 years of age and 38 years of contributions you can easily retire. Next year, ironically, anyone aged 64 and with 40 years of contributions will not be able to go. Despite reaching Quota 104. Because you need at least 41 years of contributions to come out with Quota 103. And even if you’re 65 and 38 years of contributions you won’t be able to retire. Even if you reach Quota 103.
In the two examples shown above, the only possibility of retirement is to fall within one of the protection profiles envisaged by the social APE. Otherwise no advance. Especially for men who will have to wait, in both cases, for their 67th birthday.
No early retirement for those who have not worked much
From next year the only way to retire earlier and that of have worked for many years. Ordinary early retirement remains the easiest way. The Women’s Optionas provided for by the Maneuver, allows a handful of female workers to retire.
The social APE is reserved, as always was, only to the workers to be protected. Quota 103 is not a measure reserved for very many. Those who have not paid many years of contributions, therefore, can forget about early retirement.
The social APE is reserved, as always, only to workers to be protected-proiezionidiborsa.it
No Quota 103 or early retirement, but the RITA remains
The only ones who will be able to continue to hope in an early release I am the far-sighted. Those who have planned. Those who thought the worst and proceeded to prepare an additional fund. Today they can countindeed, on RITA. The pension that allows the exit at 62 years old for those still in service and 57 for those who are unemployed. With only 20 years of mandatory contributions. And with only 5 years of contributions paid into the supplementary fund.
And in the coming years this could be the only real way out of the world of work for those who have paid a few years of contributions. Before the age of 67 of course.
