Fortuneo is part of this new generation of online banks that is dynamizing the market. After launching a benchmark stock market portal, the establishment has expanded its range to offer everything that a local bank can offer: current account, savings accounts, loans, life insurance, etc. The majority of Fortuneo customers have made it their main bank.
After enjoying resounding success over the past few years, Fortuneo has decided to launch a seduction operation for our readers. Opening an account before May 3, 2023 allows you to receive an exceptional bonus of 150 euros. It does not ask you to make it a main account, nor to domicile your income there.
I take advantage of the Fortuneo offer
Two cards: what are the advantages and disadvantages?
At Fortuneo, you have the choice between two formulas: one comes with a current account and a free Gold bank card. The disadvantage is that you have to prove 1,800 euros in net income per month. The advantage is that it is free: it is more than 200 euros per year that you can save compared to your bank. Among the traditional banks, none gives the Gold Mastercard card for free.
If you are unable to justify this level of income, you can fall back on the excellent Fosfo card. The latter does not require any income condition, and it is also free. The downside is that you won’t have the assurances and guarantees of a Gold. But the advantage is that it is accessible to all. His bonus is 70 euros at the moment, while it is 150 euros for the Gold Mastercard.
This offer, with 150 euros for the Gold and 70 euros for the Fosfo, is only available to our readers. The buttons present on this page refer to a hidden page of the Fortuneo site which is not accessible from the classic home page. You will also need to use the code FTNAVRIL23 to activate the bonus. Once the card has been received, you will have to carry out 5 operations (with no minimum amount required) to receive the bonus.
Fortuneo does not require you to domicile funds or make them your primary bank. You can very well choose one of the two free accounts and use it on an ad hoc basis. Both cards offer you all costs abroad (payments and withdrawals), which is unprecedented for free credit cards in France. There are many advantages, including mobile payment compatibility, with this bank. BNP or SG, which charge more than 200 euros in bank fees a year, are struggling to compete.
Fortuneo rubs shoulders with historical players
After the pandemic, individuals realized they could manage their accounts remotely – without the need for a physical advisor. Whether at BNP Paribas, Société Générale or any other traditional bank, relationships are now mainly based on emails and phone calls. It’s the same for online banks like Fortuneo for example.
Unlike neo-banks like N26 or Revolut which are just limited to a payment card, Fortuneo goes further. Not only does it offer more significant advantages abroad than these players with the bank card, but above all it offers a wider range of products. So you can technically make it your main bank account, and close your current (expensive) account. Online banking does not force you at any time. You can very well keep the Fortuneo account as a secondary account.
While most new customers opt for the Gold Mastercard at the start, they are often tempted by other products afterwards. Fortuneo does not hesitate to offer financial incentives to test its other products. For example, you can currently enjoy a return of 3.5% gross per year (for 4 months and up to a limit of 100,000 euros in deposits) on your savings account. The latter comes alongside the Livret A or the LDDS.
The special bonus offered by Fortuneo is exceptional on two levels: 1) the bonus amount is the highest ever seen in the bank and it is the highest in the entire market and 2) the bonus is very simple to validate. Online banking is the one that offers by far the best advantages of the moment. However, it will be necessary open an account before May 2 at midnight to take advantage of this non-binding offer.
To access the current offer, it’s here:
