If you are one of those who frequently make purchases with credit or debit cardspossibly you have noticed that in some establishments they have charged you an additional percentage for using this form of payment, due to this situation Morena deputies promote a initiative to fine businesses who insist on charging between 5 and 6% commission when paying with a debit or credit card.
And it is that as we have mentioned in other informative notes of The Truth Newswith the commission charge, the businesses transfer the payment that the banks charge them for the service of the Point of Sale Terminal (POS),
Given this, the Morenista deputy Susana Cano González proposed to reform the LFederal Consumer Law with the objective of prohibiting suppliers of goods, services or products from charging a commission, amount, additional charge or any amount that is equivalent to clients or consumers when they choose the debit or credit card as a means of payment.
Why deputies intend to eliminate the commission when paying by card?
Morena’s initiative is already being analyzed in Commissions
This initiative suggests that this practice, which it qualifies as abusive, continues to affect the economy of consumers. In the document, a sanction is proposed to be applied by the Attorney from 311.73 pesos to 997,568.98 pesos.
For its part, in relation to the issue, the National Commission for the Protection and Defense of Users of Financial Services (Condusef), explained that the contract indicates that the business is the one who has to pay the extra charge and not the client, therefore , payment by card will not affect the total cost of the good or service.
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What to do if you are charged a commission for using TDC?
In case this type of event occurs, you can go to the bank to which the terminal belongs and file a complaint.
If you have doubts about the bank that owns the terminal where you were charged, the name of the bank appears on the receipt that you receive with the purchase.
It is also recommended that you cancel the purchase or service and go to another establishment, where such a charge is not made.
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