Different pensions between Quota 102 and Quota 103 – depositidiborsa.it
One measure entered into force with the new Budget Law, the other has disappeared. These are the effects of the pension package of the Meloni government maneuver. With the launch of Quota 103, the old Quota 102 was discarded. But due to the crystallization of the right to a pension, there are those who in 2023 will be able to choose both paths.
It seems a paradox given that the requirements between the two measures are different, but for someone who has preferred work to retirement in 2022, there really is the possibility of opting for one or the other measure. We repeat, they are different from each other. Differences that need to be explored, because they could be the factors that determine the choice of the worker in 2023.
Quota 102 and Quota 103 are two measures of the same nature- projectionsdiborsa.it
Different pensions between Quota 102 and Quota 103 and here’s which one is the best for those who have to choose in 2023
Quota 102 and Quota 103 are two measures of the same nature, which follow what was done in 2019 with the launch of Quota 100. The sum of age and contributions is what is needed to be able to achieve the right to go out with these measures. The worker who in 2023 completes at least 62 years of age and at least 41 years of paid contributions can access quota 103. What happened in 2022 to those who had completed 64 years of age and had already accrued 38 years of paid contributions, which they were the two minimum thresholds of the quota 102. In both cases, therefore, the pension becomes usable starting from the initial combinationi.e. 64+38 for odds 102 and 62+41 for odds 103.
But at the same time the doors to all higher combinations are opened. Which opens up the fact that there will be workers who will be able to choose one path or the other. Just think of those who have already turned 64 at the end of 2022, and who are traveling in 2023 towards 41 years of contributions. This worker could have retired as early as 2022, but if by choice he remained in service, in 2023 he finds himself able to access the shareholder pension with two measures.
With Quota 103, workers will not be able to take pensions higher than 2,818 euros gross per month. – projections of stock exchange. it
Amount limits, here’s what to know
Different pensions between Quota 102 and Quota 103 but not only for the requirements. And as we said, there are those who might be interested in two measures. But there is a limitation that risks making the measure that has just entered the system less favorable than those that preceded it. In fact, with Quota 103, workers will not be able to take pensions higher than 2,818 euros gross per month. In fact, the pension cannot exceed 5 times the minimum INPS treatment. And given that in 2023 the minimum INPS treatment reached euros per month, the threshold is equal to the one mentioned above. But it is a limitation that, for example, with Quota 102 is not foreseen. For this reason there are those who might find it convenient to opt for the old measure, provided they have crystallized their rights. He may perceive higher treatment.
