Holders of prepaid medical benefits who meet certain requirements must carry out this procedure so that the increase is less
For iProfessional
01/31/2023 – 4:08 p.m.
The 7.66% increase that the prepaid medicine companies will carry out in March can be moderated in the event that the holders of the benefits complete an affidavit in which they certify that they receive an income of less than six minimum wages.
The form to reduce the increase to 5.04% in the third month of the year will be enabled to be completed from this Wednesday, February 1 to Monday, the 20th of that month, on the AFIP website, where the “Mi SSSalud” service must be added, restart the session by entering the tax key again so that the page is updated and thus successfully accessing the “Mi SSSalud” service. From there, You will be redirected to the page of the Superintendence of Health Services where you can complete the declaration.
The capped increase will be for those who currently earn a Net salary equal to or less than $392,562, which is equivalent to six times the minimum, vital and mobile salary. The lower percentage corresponds to 90% of the monthly variation that the Average Taxable Remuneration of Stable Workers (Ripte) had in November.
With the March update, in the first three months of the year, prepaid medicine shows an increase of 24.5% for those who do not apply for the cap, and 17.8% for those who fall within the moderate increase.
Below we will tell you how you have to complete the “Affidavit for Prepaid Users” and so that the increase that will take place in March for said benefit does not impact you so much:
- Count on tax code security level 3 and have the service “Mi SSSSalud”. Adherence is made from the AFIP website, entering with the personal tax code.
- Enter the “My SSSalud” service from the home page of the tax code portal.
- Select the option “Affidavit for Prepaid Users”.
- Press the “New Declaration” option.
In March there will be a new increase in prepaid but if you meet certain requirements, the increase may be less
- Click on the button “Selection of prepaid medical entity“
- Choose the corresponding prepaid and press “Accept”.
- Click the “Yes” option in the statements: “I declare that I have an income of less than six minimum wages, vital and mobile” and “I authorize the Superintendence of Health Services to validate the data entered with other organizations.”
- Confirm the declaration and select the “Back” option to view the declarations that have been presented in different months.
Requirements to request the prepaid discount
- Be the owner of a plan marketed by a prepaid medical entity
- Have income less than 6 minimum, vital and mobile wages
- Possess a tax code with security level 3, at least.
Prepaid: some doubts when filling out the affidavit
In addition to how cumbersome it is to have to complete a form every month to demonstrate an income cap, many doubts are generated when submitting the affidavit.
The net income is what allows us to face the payment of the quota
Among these doubts, with the definition of the Superintendence of Health Services, the following would be answered:
1. What is meant by net income?
It would be necessary to understand the pocket salary of the holder of the prepaid medicine quota.
2. What is meant by “income”? Only those of salaries, retirement and pensions, or does it also include financial income, such as a fixed term or a common investment fund?
All income that implies taxable capacity must be considered.
3. Is it the net income of the prepaid card holder or, in the case of a family group, of the entire family group?
The family group should not be considered, but only the holder of the prepaid.
