Paying bills using your credit card is a feature offered by some digital banking applications. As it is a function that can be of great help to some due to some advantages, especially when there is a greater discount when buying a product by boleto, we have created a list of 4 apps that have this functionality to make your life easier.
4 apps to pay bills using your credit card
1 – Market Payment
To pay a bill using your credit card in Mercado Pago, just select the “Accounts and Services” button, located in the “Pay” section. This option is on the app’s home page, along with the “Pix Area” and to find it, tap “See more”. It is important to remember that the moment the payment is made with the card, the IOF (Financial Operations Tax) will be charged, so consider this when choosing this type of operation.
2 – Nubank
In the case of Nubank, there is also no difficulty in paying a bank slip using a credit card. To do so, you just need to access the app and select the “Pay” button on the home screen, which is located just below “Account”. Once this is done, tap on the “Pagar boleto” option so that the cell phone camera turns on and scans the barcode of the boleto.
After correctly detecting the payment slip code, Nubank customers only need to select the “Choose payment method” option and tap “Credit card”. After that, you will only need to choose the number of installments, review the payment information and select the “Pay” button.
3 – Banking
PagBank is an application developed by PagSeguro. To pay bills with your credit card, open the app and select the “Pay Bills” option on the home screen. Then tap “Pay using barcode” and finally choose the payment method (credit card).
4 – PicPay
With PicPay, it is possible to pay a bill in up to 12 installments using your credit card, although there are fees when using this method, as well as in other digital banking applications. To pay a boleto with your card, just open the PicPay app, select the “Pagar boleto” button and tap on the boleto identification option (already registered, barcode reader, manually enter the code). After the bank slip is identified, tap to choose the payment method, define how many times you will pay with the card and finalize the transaction.
3 important warnings before choosing a credit card
It is important to bear in mind that when paying a bill using your credit card you:
- You cannot use the card to pay your own card invoice bill.
- You will have to pay the IOF (Tax on Financial Operations) for each payment made with your credit card.
- The amount of the paid slip will be charged on the next credit card bill.
