Starting a new year brings with it planning goals and charting a path of personal change. Everyone has their own rhythm of adaptation and generating habits implies commitments that must be sustained over time. ”Being someone successful is a profile that is firmly built and depends on the lifestyle that is adopted. Being emotionally and financially healthy is a duty to oneself that should not be postponed”, added José Alberto López, Manager of MFX Broker.
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Here is a list of activities that will help meet those goals, whether they are work, economic or health well-being.
1. Continuing education. Professional development is essential to contribute to the workday in which you already excel. Pursuing postgraduate studies, specializations and certifications today is more accessible thanks to virtuality, you can even evaluate a study house abroad. Time management will work in your favor. Remember that education is an investment.
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2. Play sports and have a good diet. It is a great contribution to health to start the day with activities that release endorphins and contribute to well-being. Meditation and favorite sports activity are key. Doing sports in the morning will provide energy for the rest of the day. Healthy eating will complement a life focused on health and tranquility. You can go to a nutritionist or follow blogs on the subject on social networks.
3. Commit to saving. ”Due to the local and global situation, the recommendation of having a savings plan is a priority. In Peru there are entities with safe options for savings in medium and long-term investment plans”, comments Lopez.
The specialist recommends that in order to correctly manage monthly income, the “50/30/20″ rule should be applied: 50% for basic needs, 30% for personal expenses and 20% for savings. It will also help to know how much money you want to save at the end of the year and to review your statement regularly.
4. Diversify your investments. The first step is to verify that the investment entities are experts in maximizing the initial amounts invested according to the selected product. Your cover letter will be the rates you offer and years on the market. For Peruvians saving abroad is a safe and profitable possibilitythe main benefits are: the possibility of higher return amounts, diversifying funds and currencies, and the reduction of risks related to the local situation.
5. Networking. It is about building relationships where professionals share their reputation and work history, it is a tool without direct commercial objectives, its usefulness is in the link that is generated in the medium or long term. ”One way to meet colleagues and industry leaders is by participating in social events, webinars, forums, etc.”, recommends the expert.
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