To help you save money in times of inflation, Fortuneo is not content to be the cheapest online bank on the market: it helps its new customers with a nice bonus. A bonus of 150 euros is offered for the very first opening of a deposit account with a Gold Mastercard, subject to conditions*.
Between galloping inflation and Christmas expenses, the end of the year is often a difficult time for your bank account. Fortunately, there are solutions to spare your savings, starting with changing banks.
Changing banks is a good resolution to take for the start of the year ahead. Fortuneo gives you a boost. Until January 12, 2023, online banking pays a bonus of 150 euros for the opening of a first deposit account with a Gold Mastercard card and subject to making 5 payments with the card within 90 days of subscription (the issuance of the card is subject to income conditions).
This bonus increases to 80 euros if you opt to open a first deposit account with a Fosfo Mastercard card (subject to making 5 payments with the card within 90 days of subscription). A nice welcome gift set up by the online bank voted the cheapest on the market (1ʳᵉ place in the 2022 Pricebank Trophy for the least expensive banks). In both cases, you must indicate the promo code FTN2023 at the time of subscription.
How to take advantage of the welcome offer?
Two of the bank cards offered by Fortuneo are affected by the welcome bonus: Fosfo Mastercard and Gold Mastercard. The first is placed like a classic bank card while the second is intended for those looking for a more premium service.
For take advantage of the bonus of 150 euros, it is imperative to be a new client of Fortuneo when opening a deposit account with the Gold Mastercard. The issue of the card requires proof of a minimum monthly income of 1,800 euros net.
The issue of the Fosfo Mastercard card, on the other hand, is not subject to any condition of income or savings at the time of subscription. This card also allows you to benefit from an entry bonus, which amounts to 80 euros, if you are a new customer.
In both cases, you must indicate the promo code FTN2023 at the time of subscription. Finally, once your card has been received, you must make 5 payments within 90 days of subscription to receive the bonus.
Why choose an online bank?
In addition to this welcome bonus which allows you to build up initial savings, Fortuneo has put in place many advantages to help you preserve your savings.
The management of bank charges to start: online banking obliges, Fortuneo has reduced them to a minimum. The bank card is free, provided you make one payment transaction per month*.
Even better, payments and withdrawals in France and abroad are free*. And if you pay for your purchases on the Internet, Fortuneo can provide you with an ephemeral virtual card, in order to avoid sharing your physical card number online. Finally, SEPA transfers are instantaneous.
Of course, there are some differences between Fosfo Mastercard and Gold Mastercard. The latter being more upscale, it gives access to additional advantages. The Gold card guarantees higher payment and withdrawal limits than a standard card, with the possibility of choosing between a deferred or instant transfer.
The other great strength of an online bank like Fortuneo is that you don’t have to queue for long hours at a banking establishment or run after your banker. Indeed, the management of your account and its services is done entirely online, even from your smartphone.
The Fortuneo mobile application (Android and iOS) allows you to follow your account balance, the evolution of your expenses or to make transfers. It is even possible to monitor your transactions in real time if you are a Fosfo Mastercard cardholder.
You can also modify your withdrawal and payment limits at any time, block a card in the event of loss or theft and deactivate contactless payment. Without forgetting that the mobile application allows you to consult all the other services offered by Fortuneo such as life insurance, loans (consumer or real estate) or stock market investments.
How to subscribe to a Fortuneo account?
Like telephone companies, Fortuneo has made opening a bank account as easy as it is quick. Once on the Fortuneo site, you must start by filling out an online form by filling in your name, your telephone number, your email address and the address of your place of residence. Indicate the promo code FTN2023 to enjoy a welcome bonus if you open a deposit account with a Fosfo Mastercard or Gold Mastercard (subject to acceptance by Fortuneo).
You must then electronically sign the contract. Finally, all you have to do is send your supporting documents:
- proof of identity;
- tax notice ;
- proof of address;
- proof of income;
- RIB for the first payment on the new account.
As a reminder, the welcome offer ends on January 12, 2023. You have until January 26, 2023 to submit all the documents necessary to open an account and take advantage of the offer.
*Consult the Legal Notice of the operation.
This is content created by freelance writers within the Humanoid xp entity. Numerama’s editorial team did not participate in its creation. We are committed to our readers to ensure that this content is interesting, qualitative and corresponds to their interests.
