How to avoid debt in Coppel or Elektra?
coppel and elektra are the department stores in which more debts Mexicans have, which are increasing due to their high interest rates and may become impossible to pay.
In order for you to start this 2023 without debts or worries, you need to follow these tips to buy responsibly in these department stores,
If you do not want to be part of this list of defaulters, in The Truth News We share these important financial recommendations with you.
4 tricks to avoid getting into debt in Coppel and Elektra
Avoid debts.
The Christmas season has passed, and now the January slope is difficult to overcome due to the frenzied purchases that were made for the end of the year.
In order to cover these expenses, many people even lent money, requested a loan, credit or they made irresponsible use of their credit cards, due to the lack of cash.
So that this does not happen to you, follow these tips to avoid getting into debt with Coppel or Elektra.
On the YouTube channel “The Mexican Family”the two finance experts noted that:
- When a loan is requested, it should be considered that it is not a gift of money, since it has to be returned sooner or later; and if it is late, the amount will be much higher.
- Avoid at all costs small payments for a long time, in this way your debt will increase.
- Another of the tricks to avoid getting into debt is not to ask for credit or loans that are more than 30% of the person’s salary, in this way it will be possible to pay more easily.
Not being late in payments is very important so as not to increase interest for delinquency in Coppel or Elektra.
It may interest you: How can I find out how much I owe in Coppel without going to the store?
What happens if the debts of Coppel or Elektra are not paid?
This happens if you get into debt at Coppel or Elektra.
In case of having a debt in a department store, it will not take you to jail for non-payment since it is a civil debtHowever, a tax lien can be reached, but only after a trial.
After more than 90 days, these companies have the right to sell your debt to a collection office, who will call you incessantly to settle the amount.
Your lack of payment will affect your rating in the Credit Bureau, to such an extent that alert keys are placed in your history.
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