Are you interested in buying land to build a house that suits you, your tastes and needs? well the Institute of the National Housing Fund for Workers (Infonavit) It has the Crediterreno program.
What you have to know about this program is that you need to prequalify yourself in My Infonavit Account to find out if you already have the points needed to process it.
From The Truth News, We inform you that what is necessary is to demonstrate that the land is ready and that it must have basic services.
So you can process a loan to buy a piece of land
Land credit does not need 1080 points
To process an Infonavir loan to get a piece of land and be able to build the house of your dreams, you have to follow the following steps:
- Enter My Infonavit Account.
- Identify the amount of your credit in the option “Process my credit> Prequalification and points”.
- Take the course “Know more to decide better”.
- Select the appraiser who will carry out the appraisal and the technical opinion of the land you chose.
- Integrate the file with the requested documents and fill out the credit application.
- Register your credit at your nearest Infonavit Service Center (CESI).
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How many points do you need to buy land?
The land must have all the services available
One of the advantages of the Infonavit credit to buy land is that only 980 points are required and not the 1080 that are requested for the rest of the Institute’s credits.
Financing for Infonavit’s Crediterreno is for a maximum of 15 years, considering that the term plus your age should not exceed 70 years.
The amount that the Institute lends you to buy land depends on your ability to pay and the interest rate varies between 6.5% and 8.2%, provided that this is your first housing action, otherwise it will be between 9 and 11%.
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