Berlin.
In retirement, many retirees have to cut back financially. But if you present your pension card, you can still save a lot of money.
- Concessions do not only apply to students, young people or children
- Discounts are also possible for senior citizens if they present their pension card
- We present where pensioners in Germany can make significant savings
Children and young people, students and trainees and people with disabilities: they all often receive in Germany perks. For example, entrance fees to leisure facilities or museums are often lower for them than for most other people. And tickets for bus and train are usually available at a lower price.
But there is another group that often benefits from corresponding discounts – and clearly outshines all others in terms of size: pensioners. After a long working life, you are entitled to various reliefs. People who want to take advantage of the corresponding discounts in retirement usually need tangible proof: the pension card.
Pension card: This is how pensioners get their proof
In the past, seniors had to use scissors to get the current pension certificate from the annual pension notice cut out Today he comes home comfortably by post, with a welcome letter from the Swiss Post Pension Service. Also read: Tips on how to prepare for retirement
Land in credit card format pension certificates been in the mailbox when you retire since July 2020 – and therefore fit into every normal purse. Instead of plastic, the pension insurance uses foil-reinforced paper, an environmentally friendly alternative. If you lose your ID card, all you have to do is contact Deutsche Post’s pension service to get a replacement.
Where do seniors with the pension card get discounts?
Pensioners can hope for big price reductions, especially in cultural institutions. There are often discounts here:
And even in public institutions, pensioners get off much cheaper. City libraries usually offer lucrative ones to retirees Offerscourses at adult education centers are also included. More on the subject: Cancel pension at 63? IG Metall boss warns clearly
The same applies to the sports sector. Many swimming pools attract retirees with discounted rates. However, this is not limited to public institutions, but mostly includes non-profit and private-sector institutions. This is how retirees often save membership fees in sports clubs or gyms. Sports clubs with national and international appeal, such as record-breaking soccer champions FC Bayern or Bundesliga basketball club Alba Berlin, welcome pensioners with a discount of up to 50 percent.
In many places, restaurants are also tempting with discounts, and there are also an increasing number of cheap fashion boutiques aimed at pensioners. Self travel company are increasingly specializing in the 65 plus age group. There are also some discounts for pensioners. Also interesting: Instead of Riester – this is how a better private pension could work
Pensioners in traffic: reductions thanks to the pension card
To the mobility of pensioners, most transport associations offer discounts on presentation of the pension card. Senior tickets for local public transport are usually significantly cheaper, although there are sometimes time restrictions. Some of the cheaper tickets are only valid from 9 a.m. to relieve the morning rush hour.
And seniors are also allowed to drive cheaper in national traffic. While people under 65 for a Bahncard50 244 numbers, Deutsche Bahn charges just half for the senior version. A third of older people still save with the Bahncard25 and only pay 38.90 euros. In both cases, however, it is not the pension status that decides, but only the age. Stay informed: Pensions 2023 – What you should definitely consider when you retire
Perks for retirees are patchwork
However, this does not mean that retirees can automatically count on reduced prices. From commune to commune, from Federal State Discount structures vary from state to state. So it is worthwhile for pensioners to find out about possible discounts in advance.
There are also differences in the age limits. Although around 21 million people in Germany receive a pension, around four million of them are under the age of 65 discounts on age, partly on pension status.
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