Since February, increases are planned for those who do not complete an “affidavit.” How to start the process to avoid increases of up to 8%?
For iProfessional
02/01/2023 – 9:05 p.m.
Prepaid affiliates who earn less than six minimum wages (around $371,718) must complete a form from February so that the increase in fees is less. This novelty arises after the Government determined a new mechanism for updating the values of this type of service.
Until December 2022, the value of the monthly prepaid installments were updated based on a health cost index. However, the repeated increases forced to modify the method of price increase.
This you have to do to avoid further increases in prepaid
Prepaid users must complete an “affidavit of income”, via the internet between the 1st and 20th of each month -after that date, the function will not be available-. The first one, will contemplate the income of November of last year and must be carried out by the owner of the service. However, along these lines, the Superintendence of Health Services clarified that “the net income of the entire family group that has this medical coverage will be considered”
It may happen that the income of a member of the family group does not exceed six minimum wages, but when combined with the rest of the members, that figure is exceeded. In this case, the affidavit must not be completed and the 8.21% increase will be paid.
With the increase in January (6.9%) and the differentiated rise in February (4.91% or 8.21%), an average family plan for a married couple with 2 minor children would range between $70,000 and $90,000 per month. And month by month they will vary differently, depending on whether or not they exceed 6 SMVMs.
A peculiarity is that This procedure must be carried out every monthsince the differentiated increase in the value of the quotas set by the Government is monthly and the variation in the income of affiliates and the evolution of the minimum vital and mobile wage (SMVM) may also undergo changes from month to month.
Due to the repeated increases, the Government enabled a new mechanism for updating prepaid payments.
The form already It is available on the website of the Superintendency Y In order to gain access, you must have a tax code of level 3 or higher and adhere to the service on the AFIP website. Once entered, the affiliate must access the “Affidavit for Prepaid Users”confirm the boxes that say: “I declare that I have a net income of less than 6 SMVM” and, then, “I authorize the SSSalud to validate the data entered with other organizations”.
How the value of prepaid is updated from now on
After the already scheduled increase of 6.9% in January, on February 1 the new monthly index of private medicine fees begins. It will be 4.91% or 8.21%, depending on the net income of the holders.
For those who receive net (out-of-pocket) income of less than 6 minimum wages, the quota will be adjusted by 4.91%. For those who receive more than 6 minimum wages, the value of the fee increases by 8.21%, according to the variation of the Health Costs Index. This way, the quotas will not be updated for all the affiliates equally, but will have a segmentation.
This differentiation when setting the increases in fees – which went from bimonthly to monthly – was established at the beginning of November through decree 743/2022, after Cristina Kirchner’s criticism of the 13.8% increase that arose of the Cost Index for the month of December.
Regarding the segmentation that will be applied, Claudio Belocopitt, head of Swiss Medical Group, warned in radio statements: “We accept it, but we don’t share it. It is a subsidy from the more affluent sectors to the middle sectors”.
