Soon the expenses for the list of school supplies will begin and it is important to better manage the budget that you have to avoid falling into debts that you cannot pay.
Jorge Carrillo Acosta, Finance expert and professor at Pacífico Business School gives several tips that will be useful for you to better manage your budget and make it more profitable for school expenses in 2023:
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Make a detailed list of expenses, then number them:
This, prioritizing the most urgent of the school season (perhaps payment of pensions if your boy or girl will study in a private school, uniforms), and also identifying which items from last year or even earlier you can reuse (backpack, lunch box, some tools such as scissors, set squares, perforator).
Organize shopping with some parents of the school or relatives
It may be a good option to buy by the dozen or ‘wholesale’ priced and thus get more discount when buying the same product.
The financial expert advises that in case you know the parents of your child’s classmates well you could shop together or suddenly with other family members who have children and coincidences on the list of supplies (notebooks, packets of sheets, cardboard, etc.).
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Take some time to browse and buy only what is necessary
It is important to take some time to look for the best price alternatives, without necessarily sacrificing quality. (compare offers).
“Another important detail: Spend appropriately. Don’t get ‘excited’ buying more (extra or unnecessary) just ‘because it was on sale’ nor for the ‘just in case’”said Carrillo Acosta.
What can’t the school force for this new school year?
Indecopi highlights, through the Check Your School Guide: that the Colleges cannot require all educational materials or school supplies on the first day of school.
Nor can they demand to buy school materials or supplies of specific brands nor acquire them in establishments designated exclusively by the school.
As for books, these can be new or second-hand. It is not mandatory to buy new ones, unlike homework, work or activity notebooks, which can only be used once.
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