You can request a cap on the increase in prepaid/archive

As of February, as established by the Superintendence of Health Services, the increases in fees for prepaid medicine companies will have a cap for those with net income below six minimum wages, an amount that is equivalent to $392,562 with the January salary. In these cases, the increase in the value of the authorized quota will have a maximum of 90% of the evolution index of Ripte wages (Average Taxable Remuneration of Stable Workers).

To access this benefit, users of the prepaid medicine service must declare their situation on the website of the Superintendency of Health Services, between the 1st and 20th of each month, so tomorrow is the last day to complete the process. . As explained by the agency, the management must be carried out every month on the website https://www.sssalud.gob.ar/misssalud. Before entering, it is required to have a Fiscal Code level 3 of the AFIP or higher and add the “Mi SSSalud” service to the fiscal code.

Resolution 2/2023 of the SSSalud, published yesterday in the Official Gazette, establishes that affiliation holders who want the limit provided for in article 1 of Decree No. 743/22 to be applied to them must complete, on the 1st day by the 20th of each month, an affidavit of income corresponding to the immediately preceding calendar month.

Until last year, prepaid medicine fees were updated based on a health cost index. However, the high percentage increases in the last months of the year led the Government to establish a new mechanism for increases for people with incomes of less than six minimum wages.

In this case, as of February 1, 2023 and for a period of one and a half years, the increase in the value of individual contract installments with prepaid or through contribution derivation will have a maximum limit of 90%. of the Index of Average Taxable Remuneration of Stable Workers (Ripte) of the previous month published.

The last Ripte index published is that of last October, which was 5.5%. In that case, the ceiling for increases in February -with an estimated 90%- would be 4.95%. This month of January, the second part of the increase established for December 2022 was applied, which was initially 13.8% -according to a formula that is no longer applied- and then the Government split it into two increases of 6.9% ( one in December and one in January). Last year, prepaid medicine closed with a total increase in the year of just over 100%.

On the other hand, prepaid must offer their users, as of January 2023, coverage plans with copayments on first and second level benefits, at a price of at least 25% less than the plan. no copays.

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