The bank BBVA Mexico is one of the best positioned in the country due to the benefits it offers its customers, and now it surprised again with another advantage where users of credit card they will benefit.
Credit cards are one of the most used in Point of Sale Terminals, however, some BBVA customers have found themselves “frustrated” by needing more bank credit, in this sense the bank announced that this can be extended and even decrease.
But, before request a credit increaseConsider what your monthly spending is with the new credit limit, otherwise this may result in unnecessary debt. If you are determined we tell you how it works.
How to extend my BBVA credit?
Extending the credit limit of the BBVA card is easy and there are two ways to obtain it.
The first thing to consider is the reasons why you want to extend the credit, if these are in pesos, calculate the expenses that will be incurred with this new limit, and finally if you have the resources to assume it, because Extending your credit card limit carries responsibilities.
How did you request an increase in the limit of my BBVA credit card?
- Go to a BBVA branch, it can also be online.
- Sign a new contract with the bank in which the new credit limit of the card will be determined.
Another option is to request the BBVA credit increase is through the App, for that you select the new limit you want to have, in addition to the card you want to implement it on.
Consider that the extension of the limit on the BBVA credit card can occur automatically or after the passage of several days until the process is authorized by the financial institution.
How to increase credit card limit without requesting it?
There are occasions that, without realizing it, the limit of your BBVA credit card increases and this can be achieved by doing the following.
Know your borrowing capacity. Know your earnings and how much you can spend without going into debt so much that you don’t pay.
Pay your debts on time. Do not expect to pay after the payment date this maintains a good credit history.
If you have a debt that you cannot coverapproach the corresponding institution to have alternatives to renegotiate or finance your debt.
Avoid reaching your credit limit constantly. Do not overdraw your BBVA credit card.
It may interest you: BBVA issues a notice to its customers who use credit cards
How much does BBVA charge for a credit card?
BBVA has two types of credit card.
If you are interested in the benefits that BBVA offers its customers and you want to obtain a credit card, in The Truth News We tell you how to process this plastic and what the requirements are.
First you should know that BBVA has two credit card types that you can process, the BBVA Blue Card, with an average CAT of 68.4% without VAT, an average interest rate weighted by balance in annual terms of 48.63% and an annual commission of 699 pesos without VAT.
And the second is the CREA BBVA card, with an average CAT of 114.3% without VAT, an average interest rate weighted by balance in annual terms of 66.95% and an annual commission of 321 pesos without VAT.
Requirements to process a BVVA credit card:
- current INE
- A minimum monthly income of 6,000 pesos
Regarding the limit of the BBVA credit card, the bank will be the one who decides what it will be and will offer you an agreement based on your needs, payment abilities and seniority that you have at work.
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