The benefit will make it possible to finance smartphones of various ranges from April 16 to May 2025. The complete list of available equipment
By iProfessional
10/04/2023 – 17,40hs
Despite being difficult to finance, the programs “Ahora 6”, “Ahora 12” and “Ahora 18” managed to promote consumption in some areas. Such is the case with technology. where sales of smartphones, televisions or air conditioners increased.
The novelty in this case has to do with the fact that Samsung, Motorola and other brands (among them TCL, ZTE, Noblex and Alcatel) will present a financing plan for the purchase of a wide variety of equipment in 24 installments without interest, through a new online site for electronic sales.
How to buy Samsung and Motorola cell phones in 24 installments without interest?
The new benefit It will be available from April 16 to June 30 of this year. The operation must be carried out from the new e-commerce of Banco Provincia, Provincia Compras and cell phones of various ranges can be purchased, which can be financed until May 2025.
Prices range from $21,319 (24 installments of $888) to $529,000 (24 installments of $22,042) and can be paid with a Visa or Mastercard credit card issued by Banco Provincia.
Some of the models available
Motorola cell phones in 24 installments without interest:
- Motorola Edge 30 Ultra (256 GB storage): $319,999. In 24 payments of $13,333.
- Motorola Moto G42 (128GB): $79,999. In 24 payments of $3,333.
- Motorola Moto E32 (64GB): $54,999. In 24 payments of $2,291.
Some models are already available on the platform.
Samsung cell phones in 24 installments without interest:
- Samsung Galaxy S23 Ultra (512 GB storage): $528,999. In 24 payments of $22,041.
- Samsung Galaxy Z Flip4 (256GB): $279,999. In 24 payments of $11,666.
- Samsung Galaxy S21 FE (128 GB) $237,999. In 24 payments of $9,916.
- Samsung Galaxy A23 (128GB) $89,999. In 24 payments of $3,750.
- Samsung Galaxy A03 Core (32GB) $45,499. In 24 payments of $1,896.
- El Samsung Galaxy A54: $203.000 (256 GB).
- The Samsung Galaxy A34: $170,000 (256 GB) and $150,000 (128 GB).
In the case of Samsung cell phones, the “exchange plan” will be accepted to take a used one and use it as part of payment. In addition, they will enable 6 installments without interest for the purchase of equipment of this brand.
Other brands will offer more or less economic models, on the Banco Provincia platform. To access, You must enter the site www.provinciacompras.com.ar, select the category “technology” and then “cell phones and tablets”. You can filter by price, brand or features (storage, camera, resolution, among others).
Should I pay in installments?
One of the easiest ways to know if it is convenient to pay in installments is to analyze the total financial cost of the operation.
In the case of interest-free fees” and assuming that it is the same price as making the purchase in a payment, the best option is pay in installments, even if you have the money to do it in one payment.
This is because you can place the money in a mutual fund money market o in one fixed term and gradually withdraw part of the capital to meet the quotas. At the end of the payments, you will have money left over, the product of the interest generated in that span.
In the event that they charge you or offer you a “discount” for cash payment, you should analyze how much is that discount and how many are the dues what they offer you
For example, if a cell phone that costs $200,000 has 12 interest-free installments or a 20% discount, you should analyze how much money you would get for placing that $140,000 (original amount minus the bonus) in a fixed term for one year.
