With over 950,000 customers, Fortuneo is one of the most popular online banks in France. Not only does it position itself as one of the cheapest players on the market, but it is also one of the most complete. You can find all the products of your local bank there: current account, savings, stock market, loans, etc.

To celebrate the new year, Fortuneo has decided to go the extra mile for our readers. you can enjoy a nice bonus of 150 euros for any first account opening. To do this, you will have to click on the button below, use code FTN2023 and choose the formula (free) with the Mastercard Gold card.

See the Fortuneo offer

If you go to the classic home page of the bank’s site, you will see that the welcome bonus is “only” 80 euros for this same account.

By using the buttons on our article, you access this hidden page which allows you to obtain a more generous bonus for taking the plunge. With this amount, online banking is the most generous of the entire market. For comparison, its great rival Boursorama Banque is limited to 110 euros.

A bonus for opening a free account

At Fortuneo, the three accounts in the range are available for free provided you verify a certain level of income, and provided you use it once a month. The Mastercard Gold bank card is available for those who justify 1,800 euros in income per month. It is this which also allows you to receive the maximum bonus of 150 euros. Once you subscribe to this account and have made 5 payments (within 90 days), the bonus is yours.

To compete with neo-banks, Fortuneo has also introduced a more affordable account: Fosfo. This bank card is accessible without income conditions and is free.. But unlike Boursorama Banque, Fortuneo offers you free payments and withdrawals anywhere in the world – even with this free formula. It’s the most flexible you can get if you’re looking for a travel card.

The Fosfo card is content with a premium of 70 euros with the code FTN2023. The procedure is the same as for the Mastercard Gold account except that you do not have to prove income. For such an advantageous account, it is still a very generous bonus. Online banking differs from Revolut and other N26s which have never offered a bonus – and which above all offer a much more limited service (and with fees).

See the Fortuneo offer

Not available to pick up a premium, the Mastercard World Elite card is the most premium you can find on the market. At Fortuneo, it will be necessary to justify 4,000 euros of monthly net income to claim it for free. Online banking is doing you a real favor since other institutions charge for these ultra-prestigious black cards.

© Fortuneo

Fortuneo is a complete online bank

If Fortuneo will soon exceed one million customers, it is because online banking has many arguments. It is regularly cited among the least expensive banks in France alongside Boursorama Banque. You can see it easily: if you have a traditional use of your account and your Mastercard Gold card, there is no reason to have bank charges.

Beyond the account and the bank card, Fortuneo offers a whole range of banking products. You can thus open a savings account (Livret A, LDDS or Livret +), life insurance, mortgages or consumer loans or even take advantage of a stock market interface. Online banking would be able to support all of your current banking products, even if you have no obligations.

Fortuneo does not ask you to close your current account and migrate to it: you can open this account (free) and use it as a secondary account. You will quickly realize that online banking offers many advantages at an unbeatable price. That said, you can very well decide to go gradually (or not at all) and take your time before making your decision.

What is certain is that this bonus of 150 euros will not stay online for very long: she will disappear definitively on January 12, 2022 in the evening. We therefore invite you to open a free bank account with Fortuneo now. Once you have completed the first quick form, you can then take your time for the rest. You simply have to complete the latter before January 12 to be sure of receiving the maximum premium.

If you want to open a free and unconditional Fosfo account, also know that the bonus of 70 euros is clearly exceptional: in general, online banking does not offer a bonus at all on this bank card. Once again, you have to go to our specific link to discover this special offer. Going through the classic site, you will see that there is no bonus associated with this card.

To discover the exclusive offer, it’s here:

See the Fortuneo offer

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