To obtain your pension you must meet a series of requirements as the age established to retire from working life and comply with a number of weeks quoted to request the money that they will give you for the rest of your life.
That’s why, this process is not an easy taskand all workers seek to have the best possible pensioneither by increasing the money with voluntary contributions, among other actions.
From The Truth Newswe are going to let you know the steps and requirements necessary to be able to obtain this benefit despite not having the number of weeks established.
Have a few weeks in the IMSS
The pension is given to you for life when you contribute
Having a few weeks contributed to the IMSS can put the pension at risk, that is why the requirements that the law demands must be met to the letter and this influences having a good amount of money to receive for the rest of your life. .
According to the Mexican Institute of Social Security (IMSS), in the case of people who are part of Law 73 of Social Security, a minimum of 500 weeks is required to obtain a pension, however it is one of the lowest.
For this year 2023, the minimum guaranteed pension is 6,999 pesos on average, due to unemployment or old age, the law states that you cannot receive less than 230 pesos per day of pension.
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What can you do if you have a few weeks quoted?
The pension can be lost if the adequate number of weeks is not quoted
- The first thing you have to do is start contributing again to recover the validity of your rights before the IMSS, and for that you must work again with an employer, which would register you in the mandatory regime, so you must work for one year discharged to regain validity.
- You can resort to modality 10, which is designed for people who work on their own account and can quote weeks for the pension.
- Another possibility is that once you have the first year to recover the validity of your rights before the IMSS, you quote the remaining years in modality 40, and this brings you the advantage that you would enter with a high salary so that when you calculate your pension based on a high average salary and have a better pension.
- You must continue contributing for the necessary years.
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