Are you considering buying one? own home? Your desire could be within your reach in less time than you imagine, you only need to be trading on Institute of the National Housing Fund for Workers (Infonavit).
Next, discover the contribution period necessary to apply for a loan and buy the house or apartment of your dreams.
How long should you quote?
There are some aspects that you must take into account before requesting your Infonavit credit.
With just half a year of uninterrupted contributions, you can start the process to obtain a loan that allows you to acquire a home, whether new or used, thanks to the support of Infonavit.
Remember that, in addition to the contribution period, there are other aspects that you must take into account before applying for your credit, such as the balance of your Housing Subaccount, that is, the funds you have saved in Infonavit.
To determine if you meet the criteria and accumulate the necessary points to obtain your Infonavit Credit, perform a prequalification.
What does prequalification entail?
It is a procedure that allows you to find out if you meet the requirements to apply for your credit and the amount that the Institute can grant you.
You can carry out this procedure through My Infonavit Account (micuenta.infonavit.org.mx).
It may interest you: Infonavit: How to use early settlement and get a discount?
What factors are analyzed in the prequalification?
Of the employee:
- Uninterrupted listing periods.
- Integrated daily wage.
- Funds available in the Housing Subaccount.
- Age.
From the company:
- Compliance in the payment of contributions to Infonavit by the company.
- Employment stability.
- Type of employment (permanent or temporary).
- Current situation of the company.
Follow us on Google news, Facebook and Twitter to keep you informed with today’s news!
